September, 29th 2025

The McLean County Chamber of Commerce, in partnership with the Illinois State Chamber of Commerce and

UnitedHealthcare (UHC), is proud to announce the launch of the 2026 Healthcare Program. This exclusive

program, available beginning with October 1, 2025 effective dates, gives our members access to discounted

rates for UnitedHealthcare’s level-funded health plans UHC’s most affordable health plans currently available in

Illinois designed specifically for small and mid-sized employers.

The new program replaces ECHI’s prior offering through Health Alliance and gives chamber members access to

UnitedHealthcare’s low-cost health plan option in Illinois. Designed to meet the needs of small and mid-sized

employers, the ECHI Health Program combines affordability, flexibility, and broad access to providers.

This Program brings chamber members access to UHC’s Level-Funded health plan, available to employer groups

with as few as 2 enrolled employees. Highlights include:

• Exclusive 5% Chamber Discount – Groups receive a 5% discount below UHC’s base rates, with savings of up to 10% when dental and vision are bundled.
• Eligibility – Available to groups with as few as 2 enrolled employees (final rates determined by underwriting).
• Significant Savings – Healthy groups may see double-digit discounts compared to fully insured ACA plans.
• Shared Savings – Employers can earn back up to 50% of unused claim dollars at year-end.
• Flexible Options – Choose from more than 100 plan designs, ranging from lean HSA-compatible options to richer copay models—all with UHC’s broad national provider network.

Ancillary Benefits Option: In addition to medical coverage, members also have access to an exclusive ancillary

benefits platform through Companion Life. This program uses a defined contribution model (starting as low as

$25 per employee per month) that allows employers to set a fixed budget while giving employees the freedom

to choose from a menu of guarantee-issue benefits – including dental, vision, life, disability, accident, critical

illness, and hospital indemnity. All products come with a three-year rate guarantee and are integrated into a

single, streamlined enrollment and billing platform.

More information and enrollment details will be shared soon. In the meantime, please reach out to your broker,

agent, or benefits advisor for additional guidance.